What we do

Charting Your Financial Future:

The Essence of Comprehensive Financial Planning

Comprehensive financial planning is a detailed, thorough approach to assessing an individual's or business’s entire financial situation and devising a strategic plan to help them achieve their short-term and long-term financial goals. The services included in comprehensive financial planning can vary, but for most of our clients include the following:

Financial Goal Setting

Identifying and setting specific, measurable, achievable, relevant, and time-bound (SMART) financial goals.

Cash Flow and Budget Analysis

Reviewing income, expenses, and spending habits to create a budget and manage cash flow effectively.

Investment Planning and Management

Developing an investment strategy based on risk tolerance, time horizon, and financial goals, and managing investment portfolios.

Retirement Planning

Creating a strategy to save and invest for retirement, considering various retirement accounts, and estimating future retirement income needs.

Tax Planning and Strategy

Developing strategies to minimize tax liability through various tax-advantaged investments and deductions.

Estate Planning

Creating a plan for the distribution of assets upon death, including wills, trusts, and beneficiary designations.

Risk Management and Insurance Planning

Evaluating insurance needs and recommending appropriate insurance products, including life, disability, health, and property insurance.

Debt Management and Reduction

Analyzing current debts and creating a strategy to pay down or manage debt effectively.

Education Planning and Saving

Developing a plan to save for education expenses, often through 529 plans or other tax-advantaged savings vehicles.

Comprehensive Financial Planning - Where do you want to go?

To move forward, you need a destination and a plan to get there. A financial plan is your roadmap to help achieve your goals and dreams. With a well-thought-out and regularly updated financial plan that integrates all your concerns, you will know what your next step will be.

Business Financial Planning: Charting the Course to Your Business's Success Where will your business go?

This isn't just a question — it's the beginning of a journey towards success. As a dedicated business owner, steering your enterprise in the right direction is paramount, and it all starts with setting solid financial goals. That's where our Business Financial Planning service shines, offering a beacon of guidance in the ever-evolving business landscape.

Customized Business Action Plans: Every business is unique, and your financial plan should be too. We begin with an in-depth data-gathering session, laying the groundwork for a personalized business action plan. This tailored strategy is crafted keeping your specific business objectives at the heart of every decision.

2. Ongoing Support and Review: The business world doesn't stand still, and neither should your financial plan. We provide periodic review and update meetings, ensuring that your business stays aligned with your financial goals, adapting seamlessly to new opportunities and challenges.

3. Comprehensive Financial Tools and Services: To bolster your plan, we offer a suite of as-needed financial services, including:

- Facilitation of Buy/Sell Agreements: We'll guide you through the intricacies of buy/sell agreements, ensuring a smooth transition and safeguarding your business interests.

- Risk Management Solutions: Mitigate risks before they become obstacles. Our team helps identify potential risks and devises strategies to protect your business.

- Defined Benefits and Pensions Management: Navigate the complexities of defined benefits and pensions with our expert guidance, ensuring a secure future for you and your employees.

- Executive Benefits Planning: Attract and retain top talent with tailored executive benefits, designed to align with your business goals and their aspirations.

4. Business Succession Planning: Safeguard the future of your business with strategic succession planning. We help you outline a clear, practical path for business continuity, ensuring your legacy endures.

5. Facilitating Business Sales and Growth: Whether you're looking to sell or grow, we assist in defining your business's worth and crafting terms that align with your strategic objectives. We're not just advisors; we're partners in your business's journey to success.

Partner with Us for a Brighter Business Future

At the core of our service is a commitment to your business's growth and stability. We understand the challenges and opportunities unique to business financial planning, and we're here to help you navigate them with confidence. Let's set your business on a path to success — together.

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©Rubicon Financial Partners, 2007-2024. Advisory Services offered through Capital Analysts or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/ SIPC. Rubicon Financial Partners and the above firms are independent and non-affiliated. Important Disclosure.

This site has been prepared solely for information purposes is not intended to be a solicitation, offer or sale of securities products or investment advisory services to anyone who resides outside of the United States. Lincoln Investment and Capital Analysts are registered as investment advisers with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states. Lincoln Investment, Capital Analysts and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements. When you link to any of these websites provided here, you are leaving this site. We make no representation as to the completeness or accuracy of information provided at these sites. Nor are we liable for any direct or indirect technical or system issues or consequences arising out of your access to or use of these third-party sites. When you access one of these sites, you are leaving our website and assume total responsibility for your use of the sites you are visiting. Calculators are provided only as general self-help planning tools. Results depend on many factors, including the assumptions you provide and may vary with each use and over time. We do not guarantee their accuracy, or applicability to your circumstances. Tax, legal, or Social Security claiming advice is not offered through, nor supervised by Lincoln Investment or Capital Analysts.